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Why We’re Different

Why you should get an appraisal

To a lot of people, an appraisal just looks like another fee in the long list of items for a mortgage or refinance. Even though there are an increasing number of automated home valuation systems that might seem more prudent than an appraisal, almost all lenders still need a local expert because the stakes are incredibly high. Is obtaining a mortgage the only reason to acquire an appraisal? Are there more situations when the services of a certified, independent real estate professional could be beneficial? Absolutely.

Appeal your tax assessment in Leon County

If you reside in an area where the value of property has declined, it’s possible you’re paying too much in property taxes. An appraisal from Premier Appraisal Services of Tallahassee, LLC is your best evidence when building your case. At Premier Appraisal Services of Tallahassee, LLC, we’re qualified to assist you in appealing your tax assessment.

PMI removal to reduce a mortgage payment

When the amount being loaned to the homebuyeris more than 80% of the actual value of the real estate, almost all lenders ask home owners to buy this additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Oftentimes, this extra payment is folded into the monthly mortgage payment and is soon forgotten. PMI is no longer required when the remainder of the loan – whether through market appreciation or principal pay down – decreases below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.

If you’d like to do away with PMI, Premier Appraisal Services of Tallahassee, LLC can give you a statement regarding the value of your home. The price you paid for the home valuation can generally be offset in little time because you’ll no longer be paying the PMI.

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Settle a divorce with less stress

A divorce is a particularly horrible event for the parties involved, and it is often further complicated by the challenging decision of who maintains the house. It’s a good idea to get an appraisal from Premier Appraisal Services of Tallahassee, LLC so both parties are completely aware of the true market value of their home, regardless of the circumstances. If the parties need to sell the home, they’ll have a clearer picture of what price to set. And if a “buyout” is the chosen option, both parties will feel like they’ve received a fair evaluation.

Fair and accurate estate liquidation

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. We ensure the maximum degree of discretion, as we’re bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike many wealthy individuals, most Americans don’t have dedicated estate planners or executors to manage these issues. And since a home or other property often makes up an uneven share of the total estate value, understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they’ve received a fair deal.

Move to or from Leon County for work

We are familiar with the headaches associated with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our thorough inspection, we suggest relocating employees to provide feedback on the positive characteristics of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered.

Close on your home quickly — at an accurate price

Whether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what amount the house sells for, apart from real estate agents. Our fees aren’t a percentage of the sales price, but rather they are calculated on our efforts to complete the appraisal report. We determine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don’t come up short or have your house on the market an unnecessarily long time, because we’re experts in knowing how long houses are one the market.